Top 7 Urgent Loan Apps In Pakistan Without Interest | 50K-2Lakh Interest-free Urgent Loan In Pakistan

Nowadays, there are various Urgent Loan Apps In Pakistan, which are a lifesaver when facing unexpected financial crises.

Individuals can now get mobile loans instantly through digital lending apps in Pakistan.

But identifying those legitimate urgent loan apps in Pakistan can be quite challenging because many fraudulent loan apps are in the market.

However, getting an urgent loan in Pakistan is quick and easy because of digital lending platforms.

In this article, rather than traditional online loan apps, our focus is on the top welfare organizations, which are well-reputed and legitimate Urgent Loan Apps in Pakistan, that provide interest-free loans of PKR 50,000 to 2 Lakh or more for quick cash needs.

These are the dedicated online loan apps to provide you urgent loan in Pakistan without interest.

Here is a Comprehensive guide on how to get an instant loan in Pakistan.

Also read: Business Loan In Pakistan With 0% interest | Best Low interest Loan In Pakistan

So, let’s dive into the list of the following welfare organizations that serve as the best Urgent Loan Apps In Pakistan.

Also Read: Top 3 Loan Apps In Pakistan (50K-100K Urgent Cash Loan)

Table of Contents

Top 7 Urgent Loan Apps In Pakistan Without Interest | 50K-2Lakh Urgent Loan 2023

⦁ Akhuwat Foundation.

⦁ Alkhidmat Foundation.

⦁ Kashf Foundation.

⦁ Chhipa Welfare Association.

⦁ Saylani Welfare Trust.

⦁ The Hunar Foundation.

⦁ Ehsaas Trust.

These online loan apps provides quick loan in Pakistan.

Akhuwat Foundation Loan App

Akhuwat Foundation is a non-profit organization that primarily aims to assist impoverished families and individuals in overcoming financial difficulties.

The Akhuwat interest-free loan app offers a sustainable means of providing financial assistance to underprivileged individuals in urgent need, especially those who may not have access to traditional banking services.

Akhuwat Foundation offers a variety of interest-free loans, which contribute to the overall development of poor communities and aid in increasing economic stability and growth through interest-free microfinance.

Akhuwat Foundation urgent loan apps offer various types of loans for financially unstable individuals.

Also read: How To Quickly Get 50,000 Loan In Pakistan {20K-200K} (Interest-Free)

Here are the types of loans that the Akhuwat Foundation loan app offers for urgent loans.

Also read: How To Get 75 Lakh Interest-Free Agriculture Loans In Pakistan {5-75Lakh} Safe Loans

Small Enterprise Loans: The Akhuwat Foundation loan app offers urgent loans to small business owners or individuals seeking to establish or expand their businesses, as well as those who have suffered sudden losses in their businesses and need financial support. These loans typically range from Rs. 10,000 to Rs. 50,000.

Education loan: The education loan of Akhuwat Foundation Urgent Loan Apps In Pakistan is designed to assist financially disadvantaged individuals seeking access to higher education and to promote social mobility. This loan ranges from PKR.10,000 to PKR. 50,000.

Marriage Loan: The Marriage Loans offered by the Akhuwat Foundation Loan App in Pakistan are designed to provide financial support to financially unstable families, with amounts ranging from PKR 10,000 to PKR 50,000, to help cover marriage expenses such as venue arrangements, dowries for daughters, marriage ceremonies, and other wedding-related expenses.

Also read: How To Get 25 Lakh Interest-Free Solar Panel Loan Meezan Bank Best Guide

Liberation Loan: Akhuwat Foundation Interest-free Loan App offers liberation loans ranging from Rs.10,000 to Rs.100,000. These urgent loans are provided to those individuals who seek financial independence, want to expand or invest in a business, or need to repay debt.

Health Loan: The healthcare loan offered by the Akhuwat Foundation Urgent Loan Apps In Pakistan aims to support disadvantaged communities facing difficulty in covering medical expenses. This loan provides access to funds ranging from 10,000 to 50,000 Pakistani Rupees, which can be used to cover urgent operations, medication costs, hospital bills, or funeral expenses.

Emergency Loan: The Akhuwat Foundation Loan App offers emergency loans, with amounts ranging from 10,000 to 50,000, to provide urgent financial assistance to underprivileged individuals facing unforeseen financial hardships.

Housing Loan: The housing loan offered by the Akhuwat Foundation Urgent Loan Apps In Pakistan ranges from PKR 30,000 to PKR 100,000. These loans assist financially disadvantaged individuals in purchasing, constructing, or renovating their homes.

Agriculture Loans: The Akhuwat Foundation provides urgent loans to farmers ranging from Rs. 10,000 to Rs. 50,000. These loans help cover various agriculture expenses, including the purchase of fertilizers, machinery and equipment, and other costs related to farming operations.

Akhuwat Foundation is an instant loan app that offer quick loans in Pakistan. You can download the app and access loans without any interest.

Get more information through Akhuwat Foundation official website at: https://akhuwat.org.pk/

Alkhidmat Urgent Loan Apps In Pakistan

The Alkhidmat Foundation was founded in 1990 with a noble mission to serve humanity. The organization works tirelessly to improve the lives of underprivileged communities.

Since its establishment, the Alkhidmat Foundation has been fulfilling its strong commitment to providing financial assistance to needy individuals

The Alkhidmat Foundation has also launched a loan app that provides interest-free loans for various urgent needs, including healthcare, business expansion, education, emergencies, and other financial difficulties.

Alkhidmat is an easy cash loan app in Pakistan that provides different types of loans for individuals seeking financial assistance to cover unforeseen expenses

This interest-free loan App can be downloaded for free and is available on the Google Play Store and Apple App Store.

Also read: SmartQarza Loan App- 25,000 Online Urgent Loan In Pakistan (SECP Verified)

Following are the interest-free loan types offered by the Alkhidmat Foundation loan app:

Qarz-e-Hasna: This interest-free loan caters to a wide range of urgent financial needs, with loan amounts ranging from PKR.10,000 to PKR. 100,000.

Microfinance Loan (Interest-Free): The Alkhidmat Foundation interest-free loan app in Pakistan offers small business loans to entrepreneurs, low-income individuals, and small business owners by providing them with access to financial assistance to start or expand their businesses. Ranging from PKR. 10,000 to PKR. 100,000.

Loan for Orphan’s Mother: This interest-free loan option provided by the Alkhidmat Foundation Loan App is particularly designed for mothers who are looking after orphaned children. The loan amount can range from PKR 10,000 to PKR 100,000, helping to create a financially secure environment for these mothers.

Educational Loan: Ranging from PKR 10,000 to PKR 100,000, these loans by the Alkhidmat Foundation are designed to provide financial assistance for covering educational costs, such as books, tuition fees, stationery, and other related expenses

Liberation Loan: The interest-free liberation loan can range from PKR 10,000 to PKR 50,000. This loan provides financial assistance to those seeking freedom from debt, economic burdens, and financial constraints, enabling them to attain financial stability.

Health Care Loan: Alkhidmat is an easy cash loan app in Pakistan, with loan amounts ranging from PKR 10,000 to PKR 100,000, that provides health loans for individuals seeking financial assistance to cover medical expenses, including medical bills, medicines, and other hospital charges.

Get more information through Alkhidmat Foundation official website at: https://alkhidmat.org/

Kashf Foundation Urgent Loan Apps In Pakistan

Kashf Foundation Urgent Loan Apps in Pakistan have streamlined the borrowing process by providing immediate financial assistance to individuals who are in urgent need.

Individuals are welcome to apply for interest-free loans through Kashf Foundation Urgent Loan Apps In Pakistan to obtain quick financial assistance during times of financial hardships.

The Qarz-e-Hasna loan program of Kashf Foundation offers various types of loans tailored to the specific needs of individuals, such as emergencies, education, healthcare, small enterprises, and other microfinance options.

Also read: Paisayaar Loan App | Get 1k-25K Urgent Personal Loan Via Mobile In Pakistan

Here are the loan types offered by Kashf Foundation along with their respective loan ranges.

Personal Loan: Kashf Foundation Personal loans range from PKR 10,000 to PKR 100,000. This type of loan is designed to assist individuals in meeting personal finances, including covering emergency and medical expenses, home renovation, building business capital, debt consolidation, vehicle purchases, and other urgent needs.

Group Loan: Kashf Foundation urgent group loans are designed for groups of individuals, offering substantial amounts ranging from PKR 50,000 to PKR 500,000. This loan type is aimed at enhancing their economic and social well-being by providing financial assistance, ultimately empowering them to achieve financial independence within communities

Agriculture Loan: Kashf Foundation offers urgent loans, ranging from PKR 10,000 to PKR 100,000, to provide financial support to farmers and individuals working to improve agricultural productivity. This loan type helps cover various agricultural expenses, such as the purchase of machinery, fertilizers, and other agriculture-related cost.

Education Loan: Education Urgent Loan Apps In Pakistan are available for students pursuing higher education. The loan amounts for academic purposes range from PKR 10,000 to PKR 100,000, enabling individuals to cover their educational expenses, such as tuition fees, accommodation, and other related costs.

Microenterprise Loan: Urgent microenterprise loan is a financial product offered by Kashf Foundation to provide financing to entrepreneurs seeking to start or expand microenterprises in Pakistan. These interest-free loans range from PKR 10,000 to PKR 500,000, empowering small business owners to achieve financial independence.

Livestock Loan: Livestock Loans offer financial support to the agricultural economy in Pakistan. With loan amounts ranging from PKR 10,000 to PKR 100,000, they assist individuals involved in livestock farming to enhance their economic well-being.

Get more information through Kashf Foundation official website at: https://kashf.org/

Chhipa Welfare Association Interest-Free Loan Apps

CHHIPA (Community Health and Life Care Promotional Association) is a well-known non-profit organization in Pakistan, established in 2007.

The organization is dedicated to providing financial assistance to underprivileged and marginalized communities in various situations such as healthcare, education, disaster management, and other humanitarian services without any discrimination based on country, class, color, or creed.

CHHIPA Welfare Association also offers interest-free urgent loans in Pakistan through its mobile application.

The CHHIPA Welfare Association App is designed to provide various types of urgent loans to individuals and families facing financial crises without any interest.

This interest-free loan app is available on the Play Store and can be downloaded for free

Also read: SECP Cancels License Of 3 Leading Online Loan Apps In Pakistan

The loan types offered by the CHHIPA Welfare Association App include the following:

Qarz-e-Hasna: The Qarz-e-Hasna (interest-free loan) offered by the CHHIPA Welfare Association ranges from PKR. 10,000 to PKR. 50,000 and is provided to low-income or disadvantaged communities with the aim of alleviating poverty and promoting economic stability, all without burdening the individuals with interest charges.

Educational Loan: CHHIPA Welfare Association provides interest-free education loans, ranging from PKR. 10,000 to PKR. 50,000, These loans are designed to support students who require financial assistance to cover various academic expenses, including accommodation costs, tuition fees, purchasing study materials, and other related expenses.

Health Care Loan: The zero-interest Health Care Loan offered by the CHHIPA Welfare Association App ranges from PKR. 10,000 to PKR. 50,000 and provides financial assistance to disadvantaged individuals for various medical expenses, including medication bills, urgent surgical procedures, funeral costs, and other related medical expenses.

Business Loan: CHHIPA Welfare Association also supports small entrepreneurs and small businesses by providing business loans with amounts ranging from Rs. 10,000 to Rs. 50,000. These loans are designed to help individuals start or grow their existing businesses for economic progress

Marriage Loan: CHHIPA Welfare Association also offers interest-free urgent loans in Pakistan to assist underprivileged individuals in catering to diverse needs, such as wedding ceremonies, dowry, event costs, and other financial requirements.

Get more information through Chhipa Welfare Association official website at: https://www.chhipa.org/

SAYLANI WELFARE TRUST

Saylani Welfare Trust is a highly-respected charitable organization. Its unwavering dedication to social and humanitarian services has garnered widespread recognition not only in Pakistan but also internationally.

Since 1999, the organization tirelessly worked towards alleviating poverty, fostering economic and social progress, and enhancing the quality of life for marginalized communities, both domestically and abroad.

Inspired by Islamic principles, Saylani Welfare Trust offers interest-free loans to provide financial assistance to underprivileged members of society.

The organization aims to prohibit ‘Riba’ (the charging of interest) and promote financial inclusion while empowering marginalized communities within the country and internationally.

Saylani Welfare has introduced its online cash app in Pakistan for individuals who need interest-free loans in their time of need.

Also read: Urgent 10K-1Lakh Digital Loan In Pakistan | Abhi-Your Salary Now Loan App

Education Loan: The Saylani Welfare Trust Urgent Loap Apps in Pakistan provides education loans ranging from Rs. 10,000 to Rs. 200,000, aimed at empowering underprivileged students and granting them access to quality education

Emergency Loans: Urgent Loan Apps of Saylani Welfare are designed to offer financial assistance to individuals, helping them cover unforeseen expenses, immediate travel needs, or losses in their businesses. These interest-free emergency loans range from Rs. 10,000 to Rs. 200,000

Small Business Loans: Many small business owners require initial financial assistance to start or expand their trading activities. Saylani Welfare offers interest-free small business loans ranging from Rs. 10,000 to Rs. 200,000 rupees to cater to the diverse needs of small business owners for entrepreneurs.

Health Care Loans: The healthcare loans offered by Saylani Welfare Urgent Loan Apps are designed to ensure that marginalized segments can access the healthcare services and treatments they require. While the specific loan range for healthcare is not mentioned, these loans cater to various medical needs, including medical bills, urgent operations, medications, and other healthcare services, all provided without any interest.

Get more information through Saylani Welfare Trust official website at: https://saylaniwelfare.com/en

The Hunar Foundation Loan Apps

The Hunar Foundation is a renowned Not-For-Profit organization in Pakistan established in 2008 to strengthen and empower the underprivileged youth of Pakistan by delivering them with advanced technological and vocational skills.

The vision of the Hunar Foundation is to empower economically marginalized communities by providing them with advanced technical training to help them gain employment skills that can brighten their lives.

The key area of the Hunar Foundation includes digital technology, the automobile sector, hospitality services, and infrastructure development.

The main objective of the Hunar Foundation is to empower economically disadvantaged individuals by offering training and education to improve their employability.

Although the Hunar Foundation does not directly provide interest-free loans to individuals, they offer scholarships and financial support to deserving individuals who enroll in their vocational training programs.

The financial support provided by the Hunar Foundation can help financially disadvantaged students cover the cost of their training, education, and workshops, ultimately contributing to their financial stability.

Also read: Online Loan Apps In Pakistan 2023 | Best Loan Apps

Following are the loan types that are offered by the Hunar Foundation to those who enroll in their training programs.

Education Loan: The Hunar Foundation places a high value on academic skills and extends education loans to students engaged in vocational training programs. This loan type can be used to cover a number of education expenses, such as tuition fees, living costs, training expenses, and other related expenditures.

Business Loans: The business loans offered by the Hunar Foundation are intended for small business owners or entrepreneurs who have successfully accomplished technical or vocational training programs and are now looking to establish or expand their small businesses.

Emergency Loans: The Hunar Foundation also provides emergency loans to deserving individuals facing unexpected financial crises under critical situations.

Get more information through Hunar Foundation official website at: https://hunarfoundation.org/

Ehsaas Interest-Free Loan App

The Ehsaas program was launched by the government of Pakistan in 2019 with the primary goal of poverty alleviation and providing support to vulnerable and financially disadvantaged communities in Pakistan.

Operating through a multi-faceted approach, the Ehsaas program includes initiatives such as the ‘Ehsaas Interest-Free Loan’ scheme, which aims to offer financial assistance to low-income individuals.

Under this scheme, borrowers can access loans without interest, thereby helping them meet their economic and financial needs, ultimately contributing to the progress of the country.

(This poverty alleviation “Ehsaas Program” is supported by a network of NGOs, government agencies, and other stakeholders).

The deserving individuals can get Ehsaas Bila Sood Qarza through Ehsaas Bila Sood Qarza online app.

The Ehsaas Interest-free loan program offers loans to qualified individuals to support them during their financial crises.

Emergency Loans: The Ehsaas Interest-Free Loan scheme offers emergency loans to provide financial support to underprivileged individuals who are facing unforeseen financial crises, including but not limited to sudden job loss, medical emergencies, unforeseen funeral expenses, debt consolidation, or other related expenses.

Small Business Loans: The Ehsaas Interest-Free Loans offer financial assistance to entrepreneurs and small business owners seeking to either start a new business or expand an existing one. These loans can be utilized for various purposes, such as purchasing equipment, inventory, working capital, real estate, and other related expenses.

Livestock Loans: The Ehsaas Interest-Free Loan Program offers livestock loans that are designed to empower individuals in rural areas and provide them with financial support in generating income through livestock farming, such as acquiring poultry, goats, cows, and other essential farming assets.

Also read: 7 Best Instant Loan Apps In Pakistan 2023 with Low Interest Rates

Why Ministry of Finance in Pakistan has blocked loan apps?

The Ministry of Finance in Pakistan has blocked several loan apps due to their fraudulent practices, involvement in various scams, and causing financial harm to individuals.

Here are the fraudulent activities that these loan apps were involved in, which is why they were blocked by the Ministry of Finance.

Identity Theft: These fraudulent loan apps were involved in stealing personal information from borrowers and subsequently using it for criminal activities such as making unauthorized transactions and opening fraudulent accounts.

Harassment and Threats: Several loan apps were engaged in aggressive debt collection tactics, such as intimidating texts, ceaseless phone calls, and even threats of legal action, causing significant distress to borrowers.

Unrealistic Terms and Conditions: Many scamming loan apps were offering loans with unrealistic terms, such as short repayment methods, exorbitant interest rates, and hidden charges that placed borrowers in insecure financial conditions.

Deceptive Advertising: Certain loan apps engage in deceptive advertising to ensnare borrowers with promises of easy and urgent loans and exploit their financial situations, making them believe in fake schemes and ultimately leading to their financial damage.

High-interest rates: Some of these fake loan apps were engaged in unethical practices by imposing high interest rates on borrowers, causing financial distress. When borrowers were unable to repay, these loan apps resorted to blackmail and violated their privacy.

Unlicensed Loan Apps: Many of these loan apps pretended to be legitimate financial institutions but in reality, they operated without the necessary licenses and approvals, deceiving borrowers.

Due to the prevalence of fraudulent loan scams across the country, the Ministry of Finance has blocked the following online loan apps in Pakistan.

As a result of these serious concerns, the Ministry of Finance has blocked the following online loan apps in Pakistan:

MyCash
Plati Loans
Superb Loans
UrCash
Fair Loans
FinMore- Online Credit Loans
Fast Loan
Fori Instant Loans
Debit Campsite
Easy Loans Credit Fast Pay
Loan Credit Cash
Tazza Centre – Get Money Soon
Easy Mobile Loans
ZetaLoan- Easy Credit Wallet
Loanclub
Fori Qarz Online Personal Loan
Bee Cash
BG Loan
Galaxy Loan
Get Welfare
Little Cash- Mobile Loans
CashPro-Immediate Approval
TiCash
Qarza Pocket -Personal Funds
Yocash
Whale
Asaan Qarza- credit loans
HamdardLoan
Harsha Tube – Quick Money
99 Fast Cash Loan
Sallam Loan – Online Loan App
Mrloan
Aasan Lab – Easy Apply Money
Apple Qist Qarz
Swift Loans
LendHome
Zenn Park -Easy Instant Help
Rose Cash – Loan Cash
QuickCash
CashCredit-Online Loan money bee
567 Speed Loan
Rico Box – Easy Apply Online

The main objective of the Ministry of Finance in blocking fake loan apps in Pakistan is to ensure financial security for both individuals and financial stability throughout the country.

Urgent Loan Apps In Pakistan FAQs

What is the maximum loan amount available through an urgent loan app offered by a welfare organization in Pakistan?

You can typically secure loans ranging from PKR 50,000 to PKR 100,000 or more easily through an urgent loan app provided by a welfare organization. This generally depends on the specific type of loan you need and the policies of the loan app or organization.

How quickly can I get an urgent loan from a Welfare Organization in Pakistan without interest?

The time required to receive an urgent loan from a welfare organization in Pakistan typically varies. Most urgent loans are approved within 24 to 72 hours. However, the processing time duration may extend to a few days or longer depending on factors such as the organization’s loan policies, loan request volume, and the online application process

How can I apply for urgent loans from various welfare organization loan apps simultaneously in Pakistan?

It is allowed to apply for urgent loans from multiple loan organization apps in Pakistan simultaneously.
However, it’s important to carefully review the terms and policies of each organization before submitting your loan requests, as they have their own eligibility criteria. Keep in mind that applying for loans from multiple apps at the same time can potentially lead to a debt spiral and financial strain.

How is it possible to access an urgent loan while having pre-existing loans or debts?

Accessing an urgent loan with pre-existing loans or debts may be possible, but it generally depends on your specific financial situation and the loan-obtaining criteria established by the loan app.

Are these urgent loan apps reliable and secure in Pakistan?

These welfare organization loan apps in Pakistan are secure and reputable, offering urgent interest-free loans to financially unstable individuals. These trustworthy organizations include Akhuwat Foundation, Kashf Foundation, and Saylani Welfare Trust.

What documents are essential when applying for an urgent loan in Pakistan?

When applying for an urgent loan in Pakistan some essential documents are needed. The specific requirements may vary slightly from one loan app to another, but here are the commonly required documents:
Loan application form, National Identity Card (NIC), proof of address, proof of income, recent passport-size photographs, or any other required documents.
It is important to check with the loan app where you intend to apply for the urgent loan to get the most accurate information.

What are Urgent Loan Apps In Pakistan?

Urgent loan apps in Pakistan are designed to provide quick and easy access to short-term loans to cater to the urgent financial needs of individuals such as emergencies, education, small businesses, healthcare, marriages, and emergencies.

How do urgent loan apps work?

Urgent loan apps are mobile applications that you can easily download from the Play Store or App Store. Users go through a simple process to access urgent loans, such as submitting a loan request, verifying documentation criteria, and receiving loan approval. After the approval, the loan app will quickly deposit the funds directly into the user’s bank account, JazzCash, or another specified account.

What loan amounts are typically offered by these urgent loan apps in Pakistan?

Loan amounts available through urgent loan apps in Pakistan generally vary based on the specific app’s loan policy, the applicant’s creditworthiness, and the type of loan. Typically, education loans range from PKR 10,000 to PKR 50,000, small enterprise loans range from PKR 10,000 to PKR 100,000, and healthcare loans fall within the range of PKR 10,000 to PKR 100,000.

What are the eligibility criteria to apply for these urgent loans?

Each loan app may have distinct eligibility criteria. Typically, the lending institutions request basic information, including your current financial status, NIC, proof of residency, and minimum income level, and may require additional documents. These details are used to assess your ability to repay the loan and determine your eligibility.

Are these urgent loan apps available across Pakistan?

Yes, all of these loan apps are available throughout Pakistan to provide urgent loans without any interest.

Can I apply for an Urgent Loan App in Pakistan with a low credit score?

Yes, you can often apply for an urgent loan in Pakistan through a mobile app, even if you have a low credit score.
Certain loan apps are lenient with low-credit-score applicants, allowing them quick and easy access to urgent loans.
However, having a low credit score might affect the loan terms, such as the interest rate and maximum loan amount you can borrow.

What are the steps needed for an online loan application process for Urgent Loan Apps In Pakistan?

Following are the steps needed for an online loan application process for Urgent Loan Apps In Pakistan:

Download the app from the Google Play Store.
Create an account.
Fill out an application form.
Submit the required documents.
Wait for the approval.

Can I apply for an urgent loan in Pakistan if I have a low income or no fixed source of income?

If you have a low income or no fixed source of income, you may still be eligible for certain types of loan apps in Pakistan that offer urgent loans to individuals with low income. However, you may encounter certain restrictions, including a limited loan amount, higher interest rates, alternative income verification, and shorter loan tenure, depending on the specific loan app and its lending policies.

How do I repay the loan in Pakistan?

You can repay the loan through various methods, including automatic deductions from your bank account, mobile wallet payments such as JazzCash or Easypaisa, internet banking portals, cheque payments, cash payments, or in-app payments. Keep in mind that the payment process may differ for each loan app, so it is important to be aware of these details before applying for a alone.