Paisayaar Loan App | Urgent Personal Loan App In Pakistan

Paisayaar is an SECP-verified Urgent Personal Loan App In Pakistan, which enables users to apply for Rs. 1,000 to Rs. 25,000 Personal Loan anytime and anywhere with full protection of privacy.

Also read: Urgent 10K-1Lakh Digital Loan In Pakistan | Abhi-Your Salary Now Loan App

Paisayaar is licensed by an NBFC (Non-Banking Financial Company) and prioritizes transparency and accountability. Paisayaar stands out as one of the fastest loan apps that gives loans within a few minutes after the loan approval.

Also read: Top 3 Loan Apps In Pakistan (50K-100K Urgent Cash Loan)

Now, you might be wondering how to get a PKR 5000-PKR 25,000 urgent cash loan through Paisayaar loan app. So let’s discuss each step of how to apply for an urgent loan using this online loan app.

Also read: SmartQarza Loan App- 25,000 Online Urgent Loan In Pakistan (SECP Verified)

Paisayaar Urgent Personal Loan App In Pakistan

Here are the brief steps on how to get a loan from the Paisayaar loan app

• Paisayaar is the best loan app which provides instant loans in Pakistan

• Go to the Play Store and download the mobile app.

• Register using your valid mobile number.

• Choose your desired loan amount.

• Check “Confirm.”

• Your loan will be transferred to your account.

Also read: Top 7 Urgent Loan Apps In Pakistan Without Interest | 50K-2Lakh Urgent Loan

Now the next questions that will come to your mind would be:

• Who is eligible for Paisayaar loan app?

• What is the maximum loan limit for the Paisayaar loan app?

• What are the terms and conditions of using the Paisayaar loan app?

So here is the comprehensive guide that you can follow to find the answer to your every question.

Also read: How To Quickly Get 50,000 Loan In Pakistan {20K-200K} (Interest-Free)

Paisayaar Fast loan app | I need a 20,000 rupees loan urgently

Urgent Personal Loan App In Pakistan

• Paisayaar is the easiest-to-use and fastest loan app in Pakistan that offers urgent loans with a streamlined application process.

• This loan app comes with transparent terms and conditions, ensuring safe borrowing.
  Paisayaar Loan App is a financial product of JINGLECRED DIGITAL FINANCE LIMITED, providing loan amounts that best suit your financial needs.

• With its user-friendly interface, this loan app is easy to navigate.

• Paisayaar Loan App offers quick cash loans, enabling you to get rupees 1,000 to 25,000 very easily.

Also read: Exposing the List Of Fake Online Loan Apps In Pakistan 100+ {Updated}

Loan Amount Range of Paisayaar Cash Loan App

• Paisayaar app offers loan amounts ranging from 1,000 to 25,000 rupees.

• It’s important to note that this loan amount is not interest-free.

• Additionally, if you fail to repay on time, the app will impose late charges on your loan amount.

Also read: How To Quickly Get 50,000 Loan In Pakistan {20K-200K} (Interest-Free)

Interest Rate On Paisayaar Loan Amount

• The daily interest rate you will be charged ranges from 0% to 0.6% on the total loan amount.

• If you fail to repay on time, an additional interest charge of 2% to 2.5% per day will be imposed.

• You can also calculate the interest rate on a loan amount using the Loan Calculator.

Late Fee on Paisayaar Digital Loan App

As we mentioned above if you fail to repay your loan amount on time, a daily late fee of 2% to 2.5% on the total amount will be imposed.

Eligibility Criteria for Paisayaar Urgent Personal Loan App In Pakistan

Here are the eligibility criteria to get a loan from the Paisayaar Loan App:

• Age: Applicants age must be 18 or older.

• Nationality: Applicants must be a citizen of Pakistan.

• Financial Requirements: Applicants must have their bank account on mobile wallet.

Also read: Top 7 Urgent Loan Apps In Pakistan Without Interest | 50K-2Lakh Urgent Loan

How To Get Loan From Paisayaar App | I need a 10,000 rupees loan urgently

Also read: Paisayaar Loan App | Get 1k-25K Urgent Personal Loan Via Mobile In Pakistan

Here’s a step-by-step guide on how to get a loan from the Paisayaar loan app:

• Download and Install the App: Go to the Google Play Store, download the Paisayaar app, and install it on your Android device.

• Registration Process: Enter your valid mobile number and necessary information to complete registration.

• Verification Process: You will receive an OTP (One-Tim Password) on your registered mobile number to verify your identity.

• Choose Loan Amount: After verification, select your desired loan amount ranging from 1000 to 25,000 rupees.

• Select Loan Term ( in Days): Choose your loan duration, typically ranging from 1 to 90 days.

• Loan Approval: After completing the above steps correctly, await loan approval from Paisayaar.

• Loan Disbursement: After the approval of the loan application, Paisa yaar will deposit your loan in your bank account or Jazzcash/Easypaisa.

• Loan Repayment: Repay your loan according to the chosen loan duration. Failure to repay on time will result in an additional interest charge of 2% to 2.5% on the overall loan amount.

Also read: SECP Cancels License Of 3 Leading Online Loan Apps In Pakistan

Paisayaar Loan Calculator

• Paisayaar is a loan management app with a built-in ‘Loan Calculator‘ tool, designed to assist individuals in calculating and managing their loan details

• The function of the loan calculator is to allow users to input their specific loan details including the loan amount, loan term, and interest rate.

• A loan calculator shows you how much you’ll pay each month, your total loan cost, and the interest you’ll pay.

How To Calculate Loan Amount On Paisayaar ?

• Let’s suppose you borrow a loan amount of 20,000 PKR for 90 days from Paisayaar Urgent Personal Loan App In Pakistan.

• The estimated interest amount you will have to pay on a 20,000 PKR loan will be 10,800 PKR.

• In this way, your total repayment amount will be 30,800 PKR when borrowing a 20,000 PKR loan from the Paisayaar App.

• Additionally, if you fail to repay on time, a penalty interest of 2% to 2.5% will be imposed on your overall loan amount daily from the Paisayaar App.

Also read: Top 3 Loan Apps In Pakistan (50K-100K Urgent Cash Loan)

Features Of Paisayaar Fast Cash Loan App

• 24/7 Availability: The app is available to you with 24/7 loan services. This means that you can apply for a loan anytime, anywhere, as you have the flexibility to access loans 24 hours a day.

• Loan Calculator: The Paisayaar app includes a built-in loan calculator, allowing users to estimate the total loan amount, including interest charges and other service fees.

• Flexible repayment methods: The Paisayaar app offers various repayment options, including bank transfers, mobile wallets, Jazz Cash, Easy Paisa, and more.

• SECP Approved App: The Paisayaar loan app is verified by the SECP and prioritizes the data security of users while respecting individual privacy when borrowing loans, ensuring the protection of sensitive information.

• Instant Loans: Once your loan application is approved, the Paisayaar Cash Loan app disburses your loan into your bank account, providing borrowers with quick access to loans.

Also read: Online Loan Apps In Pakistan 2023 | Best Loan Apps

Contact Information of Paisayaar Money Loan App

• Address: Fortune Residency, Ground Floor, Street no. 26, National Police Foundation, E11/4, Islamabad.

• Email: For additional help or inquiries, feel free to contact them at support@paisayaar.pk.

• Phone Numbers: Service Hotline: 051-111-883-883 or 051-884-127-0

• Grievance Redressal Officer: For any complaints or concerns, you can reach out to their Grievance Redressal Officer at 03088888260.

Also read: 7 Best Instant Loan Apps In Pakistan 2023 with Low Interest Rates

SECP Approved App | Urgent Loan Apps in Pakistan

• According to the SECP (Securities and Exchange Commission of Pakistan), ‘Paisayaar,’ ‘SmartQarza,’ and ‘Abhi your salary now,’ are the only three micro-borrowing applications that are approved by SECP and have successfully complied with all the required regulations as per Circular 10.

• The only 3 loan apps namely, ‘Paisayaar,’ ‘SmartQarza,’ and ‘Abhi your salary now,’ have got official approval from SECP.

• These are the trustworthy and safest loan apps in Pakistan that are verified by SECP for their compliance with regulatory standards and commitment to ensuring user data security.

Also read: Business Loan In Pakistan With 0% interest | Best Low interest Loan In Pakistan

Pros Of Paisayaar Quick Loan App

Following are the pros of getting a loan from the Paisayaar Urgent Personal Loan App In Pakistan:

• Convenience: The Paisayaar app provides quick access to loans from the comfort of your mobile phone.

• Quick Approval: Paisayaar is the fastest loan app that offers quick loan approval processes compared to other loan apps in Pakistan.

• Transparency: The app provides clear information about interest charges and other service fees, enhancing its trustworthiness.

• Lower Interest Rates: Paisayaar is a low-interest loan app that offers competitive rates for eligible borrowers.

• Loan Amount Range: Individuals can easily borrow loan amounts between 1,000 to 25,000, by using the Paisayaar loan app.

• Flexible repayment duration: The app offers flexibility allowing you to choose your loan duration, ranging from 1 to 90 days.

Also read: How To Get 25 Lakh Interest-Free Solar Panel Loan Meezan Bank Best Guide

Cons Of Paisayaar App

Following are the cons of getting a loan from the Paisayaar Urgent Personal Loan App In Pakistan:

• Limited Loan Amount: The maximum loan amount on the Paisayaar app is limited to 25000 PKR, which may be insufficient for covering large financial expenses.

• Repayment Pressure: Making a late payment to Paisayaar app can result in penalties or additional interest charges. This pressure may result in stress and financial burden that borrowers may experience when it comes to repaying the loan amount.

• Non-Adherence to Islamic Principles: Paisayaar provides loans that are not interest-free and involve Riba (interest or usury). This loan app is not aligned with Islamic principles, which may be a concern for users seeking Sharia-compliant financial solutions.

What is a Loan App in Pakistan

In Pakistan loan app is an innovative solution for individuals who are seeking to borrow a loan urgently. Many leading loan apps have emerged in a market, in which Paisayaar is among one of them, which provides urgent 50,000 rupees loan or more.

Which loan app offers urgent cash loan in Lahore?

Paisayaar Loan App offers urgent cash loan in Lahore, Karachi or anywhere you reside in Pakistan instantly.

Can I get a 3 day loan from Paisayaar loan app?

You can get a 3 day loan from Paisayaar loan app with a flexible repayment terms.

Also read: How To Get 75 Lakh Interest-Free Agriculture Loans In Pakistan {5-75Lakh} Safe Loans

FAQs

Can I get a loan from Paisayaar app?

• Yes you can. Paisayaar is the fast cash Loan app which provides urgent loans ranging from 1000 to 25000 through its mobile application.
• Through its streamlined application process, you can get quick loans for urgent cash needs.
• Download the Paisayaar mobile application now.

Who is eligible to use the Paisayaar Urgent Personal Loan App In Pakistan?

To get a loan from the app applicants must meet the following eligibility criteria.

• Age:18 years or above
• Nationality: Pakistani
• Bank Account/Mobile Wallet: Personal

How to apply for an urgent loan using the Paisayaar Personal Loan App In Pakistan?

• To apply for an urgent loan:
• Download and install the app:
• Register through mobile number:
• Complete verification:
• Choose the loan amount you need to borrow:
• Choose loan terms:
• Wait for approval:
• Get loan:
• Repay:

What is the maximum loan amount limit of the Paisayaar Personal Loan App In Pakistan?

Paisayaar is the fastest loan app that offers loan amounts ranging from 1000 to 25000 in Pakistan. These loan amounts are not interest-free and you have to pay it back within 90 days.

How much loan late fee is charged on the Paisayaar Urgent Loan App In Pakistan?

If you fail to repay your loan on time, Paisayaar will impose additional interest charges of 2% to 2.5% on the overall amount daily.

Is the Paisayaar instant loan app interest-free?

Paisayaar is the low interest loan app that provides loans in urgent cash needs. You can get a loan amount ranging from PKR 1000-PKR 25,000 and these are not interest-free.

Does Paisayaar app has a 24-hour loan service?

Yes, the Paisayaar app is available 24/7 to provide you with loans at any time and anywhere.

How much interest rate is applied for loans daily from Paisayaar?

Paisayaar loan applies daily interest on loans ranging from 0% to 0.6%.

What are the contact details of the Paisayaar Loan App?

Reach out to Paisayaar app customer support at 051-111-883-883 or 051-884-127-0. For grievance redressal, you can contact them at 03088888260.

What are the advantages of using the Paisayaar app?

Paisayaar the best online loan app that offers quick and convenient access to loans, with transparent terms and conditions and flexible repayment options.

What is the loan duration on the Paisayaar loan app?

You can repay the loan on the Paisayaar app within 3 months or 90 days.

What is a Paisayaar loan calculator?

The Paisayaar Loan Calculator is a financial feature within the app or online for free that assists borrowers in calculating their overall cost of loan amount, including interest rate, and loan terms.

Thanks for reading. If you like this article, share it with your friends and family on Facebook, WhatsApp, LinkedIn, or youtube, to spread genuine information so that everyone can make informed financial decisions.