Here are five new lenders that offer personal loan in Qatar without salary transfer, especially helpful for expats or those whose salaries aren’t processed through the bank:
Also read: Personal Loan in Qatar Without Company Listing 2025 Best Guide
How To Get Personal Loan In Qatar Without Salary Transfer
Arab Bank Qatar – Personal Loan
- Offers loans to expats and Qataris with no salary transfer requirement, as long as you provide 6 months’ bank statements and salary certificate
- Get a loan in Qatar from Arab Bank with a tenor up to 4 years for expats, with flexible repayment options and a grace period of up to 60 days.
Also read: Urgent Loan In Qatar 2025 | Best Personal Loan In Qatar
Riyad Bank via Partners – Non-Salary Transfer Loans
- Though Riyad Bank is Saudi-based, their affiliated lenders in Qatar (through LoansforGulf partnerships) facilitate personal finance without salary transfer .
- Financing can extend up to 5 years with streamlined documentation.
Saudi Awwal Bank (SAB) – Personal Finance Solution
- While SAB is primarily Saudi-based, they serve GCC expats in Qatar offering non-salary transfer personal finance
- Shari’ah-compliant, instant approval possible, up to SAR 300,000 (~QAR 300k) over 5 years, no salary transfer required.
LoansforGulf – Aggregator for Qatar Loans
- LoansforGulf connects you with lenders like al‑Khaliji, NBAD, ADCB Islamic offering non-salary-transfer personal loans in Qatar
- Features fastest processing, flexible repayment, and no guara Nntor or salary transfer.
Arab Bank Al Rajhi (via Gulf Partners)
- Through Gulf-based fintech partnerships, you can secure Islamic personal finance in Qatar with no salary transfer, via digital application.
- It is ideal for expats seeking quick approval and flexible tenure.
Also read: 7 Best Instant Cash Loan Apps In UAE 2024 With Low Interest Rates
Personal Loan In Qatar Without Salary Transfer Comparison
| Lender | Salary Transfer Needed? | Loan Tenure | Highlights |
| Arab Bank Qatar | No | Up to 4 years | Grace period, installment flexibility, expat-friendly |
Riyad Bank (via partners) | No | Up to 5 years | Flexible repayment, documented via LoansforGulf |
SAB (Saudi Awwal Bank) | No | Up to 5 years | Instant approval, Shari’ah‑compliant |
| LoansforGulf | No | Varies by partner | Aggregates top loan providers, fast processing |
Arab Bank Al Rajhi (fintech) | No | Varies | Digital, Islamic financing without salary transfer |